OKAY CHILL! Breathe in, breathe out and have a slice of your favourite guilty pleasure. ‘Wait, what? I thought that was doing me more harm than good?’. Sometimes it is okay to take the guilt out of those guilty pleasures. The point of saving and budgeting is not to live like a pauper and miss out on quality life experiences – that is extreme, even for us!
So you’ve made the call; “I am going to be honest with myself and take a look at where my money is going! But where am I going to hide all my bad habits..?”
We hear you loud and clear! Putting your financial situation and spending on display can be a daunting task. Perhaps you have been doing a little too much online shopping lately, you went out for dinner a handful more times than anticipated and I mean, you really did neeeeed that new phone. We have all been there, don’t sweat it. Even the best of us have had times where we spent everything we earned, and when we went to check our bank balance, we were less than ecstatic.
We have all been there. How often do you check your back account, blissfully thinking – ‘oh yea, I have at least $300 in there.’. With utter confidence you open your bank app and see, *GASP* only $3.21? Suddenly that confidence morphs into denial, panic, anger and even…. tears.
‘You’ve got a friend in me’ sang the Insurance Broker to the Financial Adviser. The duo realised that their new-found friendship was an everlasting one, and so they lived happily ever after, making clients happy. Who doesn’t love the good old tale of the Insurance Broker and the Financial Adviser?? Two people who love guiding their clients through mishaps.