So, you’re thinking of dipping your toes in the property ocean? Great! Are you excited? We bet you are.
Buying property is likely the biggest financial decision many of us will ever make. It’s exciting and daunting. It could be the first step to some long-term financial security or a stumble, into a mire of debt that’s extremely hard to pull yourself out of.
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Millennials, we’re awesome, we’re humble and modest (the most modest generation ever – duhhhh!) we’ve been born at the crossroads of the information technology revolution. We are socially responsible, critical, strive for work life harmony and we know what we want. All that is standing in our way of all worldly possessions is smashed avo toast!
We can see it now... Sipping espresso and dodging scooters in Italy; soaking in the turquoise blue Mediterranean, eating olives and hummus in Greece; haggling with the street vendors while sweating bullets in 100% humidity (most of Southeast Asia). Living life out of a backpack, catching trains and jumping buses, meeting & greeting while it’s all so fleeting - It’s a gap year, baby!
“Is mixing finances with love a smart idea? Am I asking for trouble?”
Alright, so you and your other half are taking that big step. You have made the decision to combine your finances. Striking a harmonious balance between practicality and the nitty gritty of money can easily give anyone the sweats. The list starts from personal spending, the essentials, bills, living expenses, debt repayments and saving towards your goals. Depending on your situation, the list can keep going! Money management is already so very multi-faceted, this goes up several pegs when we consider finance within a relationship. Suddenly, it isn’t just about you and your goals. |
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April 2022
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