Alright, so now we are at the tail end of the coronavirus pandemic. Things are starting to look semi-normal, with relaxations around protocols and restaurants opening up. But are you still suffering from money woes as a result of what the economy has and is still going through?
​
We here at Visia try to look at things in a ‘glass half full’ way! Here are our 5 positive actions we believe you can take RIGHT NOW to boost your financial morale. 

Whether you are looking to up your rental budget to live in your dream CBD apartment, buy your second house with your significant other or allocate funds to have more help around the house; the decision to say yes, no or not now can feel overwhelming. We feel you on this front.
​
Important decisions can often times be the most confusing. While you are making your pros and cons list, you find yourself having an internal battle with a solid argument against moving forward with this financial decision. But then your heart cries to you about how much you need this financial decision to be made in order to feel more at ease. Before you know it, you have yourself a heart and head dilemma. 

We are sure you are tired of hearing about it by now. The dreaded Coronavirus has made the world go on stand-still and everyone of us has taken a hit. Fear, panic, frustration are just a few of the words to describe the social climate at the moment. However, now more than ever it is imperative to speak to a financial adviser in Perth.
​
Before you let worry get the best of you, speak to us so that we can help point you in the right direction. By speaking to us at Visia, you can get your ducks in a row during Corona and post Corona too! Here are 5 of our tips to get you started.

“Live with no excuses, and travel with no regrets” – Oscar Wilde
There are a few things in life more rewarding, enlightening and life affirming than the joy of travel. And yet, for a large portion of millennials, feelings of guilt and shame are preventing an entire generation from taking the plunge, screaming ‘yolo’ and trotting the globe.  

This is the year. 2020 is the year you hit the gym three times a week, let go of resentments, challenge yourself daily, eat healthy, climb Mount Everest and become an astronaut. Whatever goals you’ve set yourself this year, we believe in you and you should believe in yourself. But do you know what will help you reach these new year goals? Solid financial management!
​
So, here’s our top five budgeting tips for 2020. 

​Hello Parents! We feel you. It’s been a rollercoaster over the last few years. You’ve slowed down with your career, had kids and one of you has been the primary stay at home parent. We get it, it’s not always easy for couples who have children to adjust from two fulltime incomes to one.
Now, after several years, the time has arrived. Your children have started school and now the stay at home parent is ready to re-enter the workforce. This presents an opportunity to significantly boost your household income. You have grown so used to relying on one income, jumping back to two can be an adjustment in itself. The question is – what to do with this newfound cash?  

​It’s the most wonderful time of the year….. and most expensive! You guessed it, it’s Christmas. The silly season can be costly and extremely stressful, if you’re worried about money.
Don’t break a sweat, lucky for you, we have your back! Before you march on your merry way and start practicing your Christmas Carols, we wanted to share some financial tips to stuff in your stocking. 

The legacy of your loved one. Their last parting gift for you. An inheritance.
 
The confronting question: How do you want to honour your loved one’s final legacy?
 
It is a tremendous honour when a treasured loved one leaves you a gift. However, it is our responsibility to ensure we live up to that honour and to spend this gift wisely.  Firstly, take a deep breath. This is a lot to handle and consider - we know. Knowing what to do with a lump sum of money during an emotional and painful time is scary. We more than appreciate that this poses as somewhat of a dilemma. 

​We know, we know. Retirement seems like it’s soooooo far away. What’s the point in planning and saving for something that won’t happen for like 20, 30 or 40 years? Let’s just back up a bit and put that in other words. That is 20-30- or 40 more years of WORK! If you are in your 20’s you will likely be working for at least another 40 years! Is that what you want? No, I didn’t think so.