Service Fees

The first step on your journey to financial security begins with a conversation. We recognise that financial planning is a deeply personal and often intricate process. Our Initial Meeting Fee, which is priced at $550, is designed to cover the cost of our time, resources, and expertise invested during our initial meeting. This meeting is crucial for us to understand your financial aspirations, your current financial situation, and to establish a solid foundation for our future collaboration.

During this initial meeting, we go the extra mile to provide you with a comprehensive understanding of your financial situation. We not only gather information but also provide projections on your current financial trajectory. We will also discuss alternative scenarios to illustrate what could happen if you were to make changes to your financial circumstances. These projections and scenarios allow you to make informed decisions about your financial future.

The Initial Meeting Fee serves several important purposes:

• It demonstrates your commitment to the financial planning process, ensuring that both you and Visia Financial Services are equally dedicated to your financial success.
• It provides fair compensation for the valuable time and expertise our advisors dedicate to understanding your unique needs.
• It allows us to assess whether our services align with your goals and expectations, ensuring a productive and mutually beneficial partnership.

These added insights and projections empower you to make informed choices and set you on the path to achieving your financial goals. We are committed to providing you with the highest level of service from the very beginning.

Following the initial meeting, if both parties agree to proceed, we will provide you with an Initial Advice Fee. The cost of this fee depends on the complexity of your financial circumstances. For individuals and couples with relatively straightforward financial situations (i.e., no complex entities or multiple structures), the fee typically ranges between $4,400 to $8,800. This variable pricing ensures that you are charged fairly based on the intricacy of your financial needs.

This fee covers the cost of an in-depth analysis, financial planning, and the creation of your personalised financial strategy. Our experienced financial advisors will develop a comprehensive plan tailored to your specific circumstances, including investment recommendations, savings strategies, retirement planning, tax optimization, and more.

The Initial Advice Fee is a crucial component of our Fee for Service practice for several reasons:

• It ensures that you receive a personalised financial plan designed to meet your unique goals and requirements.
• It compensates our advisors for the substantial time and expertise required to create a tailored financial strategy that suits your unique circumstances.
• It emphasises transparency and mutual understanding, ensuring that you know precisely what you are paying for and what you can expect in return.

Your financial journey is an ongoing endeavour, not a one-time event. It requires regular reviews and adjustments to keep you on the path to financial success. Our Ongoing Advice Fees are based on the complexity of recommending and delivering ongoing advice. These fees start from $4,400 upward and are determined after considering your specific service needs and engagement level.

We understand that your financial situation may change, and so do your service needs. That's why we operate on a dynamic pricing model. We don't charge ongoing fees in perpetuity; instead, we enter into a new Fixed Term Service Agreement (FTSA) with you every 12 months. This approach ensures that you are only charged for the services you require, providing both flexibility and transparency.

The Ongoing Advice Fees offer numerous advantages:

• They provide you with access to ongoing expert guidance, ensuring you stay on track to achieve your financial objectives.
• They enable us to continuously monitor and adapt your financial plan as your life circumstances change, ensuring it remains relevant and effective.
• They underscore our commitment to long-term relationships and your financial security.