Use It Or Lose It – Health Insurance

March 31, 2023

On 1 January each year, most health insurance funds reset their “extras benefits” so any benefits you haven’t used before 31 December are lost.

Extras cover pays benefits for health improvement costs such as:

  • spectacles and contact lenses,
  • dental check-ups,
  • a set of braces or dentures,
  • physiotherapy,
  • podiatry,
  • chiropractic,
  • remedial massage, and
  • counselling.

The average extras’ cover for a single person cost about $815 a year (without the health insurance rebate). That’s a lot of money to spend if the cover is not being used to its full extent.

So this year; plan your appointments for your health insurance extras and get the most out of your health insurance cover.

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